Stuart, FL Roofing Contractor for Hurricane-Ready Homes & Commercial Roofs
In Stuart, roofs get hit from every direction. Afternoon thunderstorms drop inches of rain in under an hour, hurricane season lasts six months, and salt air off the Atlantic and the Indian River Lagoon eats away at fasteners and flashing. On top of that, insurers are sending non-renewal notices for roofs that are about 15 years old. Martin Roofing Solutions is a bonded and insured roofing contractor based in Stuart. We repair, replace and inspect residential and commercial roofs using systems built for Florida's coastal climate, and we're upfront about what we find and what it'll cost.
Most of our work is on CBS ranches, tile roofs in golf communities and waterfront homes up and down the Treasure Coast. A lot of the roofs we see were put on after Frances and Jeanne, and many of them are hitting replacement age at the same time. We go to Palm City for HOA-approved tile replacements, to Jensen Beach and Sewall's Point where homes need corrosion-resistant metal, and to Port St. Lucie when an insurer is pushing for a shingle re-roof. Every job is planned around current Florida Building Code requirements.
- ✓Bonded and insured
- ✓Based in Stuart, FL
- ✓Financing available
- ✓Serving a 20-mile radius across the Treasure Coast
- ✓Residential and commercial roofing
- ✓Shingle, tile, metal and flat roof systems
- ✓Emergency tarping and leak response
Request Your Free Estimate
No obligation. Fast, honest quotes.
Thank you — your request was sent!
A member of the Martin Roofing Solutions team will reach out shortly. Need help now? Call (772) 492-4465.
Why Stuart Roofs Wear Out Faster Than Most
A roof that would last 25 years in Ohio might give you 15 in Stuart. The Treasure Coast combines heat, heavy rain, salt and hurricane-force wind in a way few markets do. Here's what your roof is dealing with, and why local roofing experience matters.
Climate: Heat, Rain, Salt and Hurricane Wind
Stuart gets about 55–62 inches of rain a year, and most of it falls between May and October as almost-daily afternoon storms. Summer highs sit around 90°F for months, and nights stay in the mid-70s, so roofs never really get a chance to cool off and dry out. Strong UV year-round knocks granules off asphalt shingles and cracks pipe boots and flashing sealant years sooner than in northern climates. Florida Building Code design wind speeds for most of Martin and St. Lucie Counties fall roughly between 150 and 170 mph, and the coastal strip is a wind-borne debris region. Frances and Jeanne both came ashore here within three weeks of each other in 2004. Nicole landed on North Hutchinson Island in 2022. Salt spray adds another layer of damage on Hutchinson Island, Sewall's Point, Jensen Beach and Rocky Point, where it corrodes drip edge, fasteners and metal panels.
Common Roofing Problems We See Across the Treasure Coast
Most roof failures around Stuart follow predictable patterns. The causes are wind, water, UV, salt and age, and they show up differently depending on whether you live in a 1970s ranch in Port Salerno or a 1990s tile home in Palm City. Here's what to watch for and how serious each one is.
Hurricane and Wind Uplift Damage Emergency
Strong gusts get under shingle edges, ridge caps and tile, then lift, crack or tear them off. Once the covering is gone, wind-driven rain can soak the underlayment and decking within minutes and run straight into the attic.
Why it's common hereDesign wind speeds here run 150–170 mph, and even a tropical storm passing offshore can push gusts past 60 mph. Homes built before the 2002 Florida Building Code often have 6d nails on the deck, toe-nailed trusses and no secondary water barrier, so there's less holding the system together. Many shingle roofs installed after the 2004–2005 storms have now lost their adhesive bond, which leaves edges easy to peel back in summer squalls.
Signs you'll notice- Missing or creased shingles, often along rakes and ridges
- Cracked, shifted or missing tiles
- Exposed felt or bare decking
- Shingle granules or tile pieces in the yard
- New ceiling stains after a storm
- Bent drip edge or lifted metal panels
Damage clusters on Hutchinson Island, Jensen Beach and Sewall's Point, where homes take the open-water wind first. Inland ranches in Port St. Lucie and North River Shores usually lose ridge caps and edge shingles on older 3-tab roofs.
Our fix: Emergency tarping to dry the roof in, then photo documentation and a repair or replacement plan that brings fastening, edges and underlayment up to current code.
Failed Underlayment Under Tile Roofs Serious
Concrete and clay tile can last 40 years or more, but the felt or synthetic underlayment underneath, which is what actually keeps the water out, usually gives out at 20–25 years. The tiles can look perfect while water is already getting through.
Why it's common hereConstant heat bakes underlayment from above, and humidity that rarely drops keeps it damp from below. Golf and master-planned communities in Palm City, St. Lucie West and Hobe Sound were mostly built in the 1980s–2000s with barrel and flat tile, which puts thousands of those underlayments at or past the end of their life right now. Heavy wet-season rain finds every brittle seam.
Signs you'll notice- Ceiling stains with no visible tile damage
- Musty attic smell
- Brittle, curling felt visible at eaves
- Dark streaks on decking in the attic
- Leaks that only show up in hard, wind-driven rain
Very common in Palm Cove Golf & Yacht Club, St. Lucie West and 1990s Stuart subdivisions with concrete S-tile. Many owners find out only after an insurance inspection flags interior staining.
Our fix: Tile lift-and-relay or a full re-roof: remove the tile, replace damaged decking, install new peel-and-stick underlayment, and reinstall sound tile or put on new HOA-approved tile.
Aging Roofs Flagged by Insurance Serious
Your roof may not be leaking yet, but an insurer has flagged it as too old. That can mean an inspection demand, a premium increase, a non-renewal notice or a requirement to replace the roof before they'll keep covering the home.
Why it's common hereCarriers, Citizens included, are watching roof age closely, and shingle roofs around 15 years and older are getting most of the attention. Thousands of Treasure Coast roofs went on in 2005–2006 after Frances, Jeanne and Wilma, so a whole generation is hitting that window at once. Older homes without hurricane straps or a secondary water barrier also miss out on the wind mitigation discounts that newer roofs qualify for.
Signs you'll notice- Non-renewal or roof-condition letter from your carrier
- Roof is 15+ years old (shingle) or 20+ years old (tile)
- Curling shingles or heavy granule loss
- Patched areas from earlier repairs
- Wind mitigation report shows few credits
We see this most in Port St. Lucie, Tradition and St. Lucie West, where families are watching costs closely, and among seasonal Martin County owners who get the letter while they're out of state.
Our fix: Inspection and documentation first, then a code-compliant re-roof with deck re-nailing and a secondary water barrier. Those upgrades can help with wind mitigation credits.
Salt-Air Corrosion of Flashing and Fasteners Moderate
Salt spray eats away at galvanized fasteners, steel drip edge, flashing, vent stacks and the finish on metal roof panels. Once the metal rusts through, the joints and penetrations it was protecting start to let water in.
Why it's common hereStuart sits where the St. Lucie River meets the Indian River Lagoon, just a few miles from the Atlantic. Onshore breezes carry salt well inland, and humidity keeps it wet on metal surfaces most of the year. Standard steel components that would last decades inland can fail in under ten years on the water.
Signs you'll notice- Rust streaks running down from flashing or vents
- Pitted or flaking drip edge
- Fastener heads bleeding rust on metal roofs
- Chalky or peeling panel finish
- Corroded HVAC curbs on flat roofs
Worst on Hutchinson Island condos, waterfront homes in Sewall's Point and Rocky Point, and older Port Salerno and Jensen Beach properties close to the lagoon.
Our fix: Replace failed components with stainless or aluminum flashing, corrosion-resistant fasteners and finishes rated for coastal exposure, and reseal the penetrations.
Flat Roof and Lanai Tie-In Leaks Serious
Low-slope roofs over condos, porches, carports and lanais drain slowly, so water sits on them. Where a flat section or screen enclosure meets the sloped main roof, the seam is one of the most leak-prone spots on any Florida house.
Why it's common hereHutchinson Island's mid-rise condos from the 1970s and 80s were built with built-up or modified bitumen roofs, and a lot of them are on their second or third system. Lanai additions across Stuart and Palm City were often tied into the main roof as an afterthought. Downpours of 2–3 inches an hour overwhelm marginal drainage and push water under the laps.
Signs you'll notice- Standing water 48 hours after rain
- Blistered or split membrane
- Water stains on lanai ceilings
- Separated seams at wall or roof transitions
- Leaks at screen-enclosure attachment points
Common on Hutchinson Island condo buildings, Jensen Beach waterfront homes with rooftop decks, and 1980s Palm City homes with add-on Florida rooms and screened pool cages.
Our fix: Leak detection, rebuilt tie-in flashing, and repair or replacement with TPO, modified bitumen or an elastomeric coating suited to the slope and drainage.
Fascia and Soffit Rot Moderate
Wood fascia boards and soffits at the roof edge absorb moisture, rot, and lose their grip on gutters and drip edge. Rotted soffit also gives rats, squirrels and insects an easy way into the attic.
Why it's common hereDewpoints in the 70s and daily rain keep the roof edges wet for months. Overflowing gutters and missing drip edge send water straight into the wood. Older CBS ranches in Rio, North River Shores and Port Salerno still have their original 1970s wood fascia, and a lot of it is soft behind the paint.
Signs you'll notice- Peeling or bubbling paint at roof edges
- Soft wood when pressed
- Sagging gutters
- Gaps or holes in soffit panels
- Signs of animals in the attic
Typical on 1960s–80s ranches in Rio, North River Shores, White City and Port Salerno, and on historic frame homes near downtown Stuart.
Our fix: Replace rotted wood, add drip edge, and install new fascia and vented soffit, usually aluminum or another low-maintenance material for coastal exposure.
Algae Streaks and Granule Loss on Shingles Minor
Black streaks of Gloeocapsa magma algae and bare patches where UV and rain have worn the granules off. On its own, algae is mostly cosmetic. Granule loss means the shingle is wearing out.
Why it's common hereHeat, humidity and shade from oaks and palms are ideal growing conditions for algae, and Stuart's strong year-round UV dries asphalt out faster than in milder climates. Many 3-tab roofs from the General Development era have been replaced once already, and those replacements are now going chalky and bald.
Signs you'll notice- Black or green streaks on north-facing slopes
- Granules piling up in gutters
- Shiny bare spots on shingles
- Brittle, cracked tabs
- Moss or lichen on tile
Widespread in shaded Port St. Lucie and Jensen Beach neighborhoods, and on north-facing slopes throughout Palm City and Stuart subdivisions.
Our fix: Low-pressure cleaning and maintenance on younger roofs. On worn roofs, plan a replacement with algae-resistant architectural shingles before leaks start.
Roofing Services Built for Stuart's Coastal Climate
We handle everything from a single cracked tile to a full commercial re-roof. Every recommendation is based on your roof's age, its materials, how close the building is to salt water, what your insurer needs, and what the current Florida Building Code requires. Here's how our services fit the roofs we work on.
Roof Replacement & Roof Installation ⭐ Specialty
Full tear-off and replacement or new-construction installation for shingle, tile, metal and flat roof systems, including new underlayment, flashing, drip edge and ventilation built to current Florida Building Code.
Our approachWe fix decking problems found after tear-off, re-nail the deck to current standards, put down a secondary water barrier, and dry the roof in every day before the afternoon storms. Every product we use carries Florida Product Approval for the wind zone.
In Stuart, FLIdeal for roofs from the 2004–2005 rebuild wave that are now aging out, and for homeowners in Port St. Lucie or Stuart who've gotten a roof-age notice from their insurer. A new roof is also a natural time to get a wind mitigation inspection.
Best for: Shingle roofs 15+ years old, tile roofs with failed underlayment, homes facing insurance non-renewal, and pre-2002 homes that need code upgrades.
Metal Roofing: Standing Seam, Steel, Corrugated & Residential Metal Roof Installation and Repair ⭐ Specialty
We install and repair standing-seam, 5V-crimp, steel and corrugated metal roofs on homes and commercial buildings. Our metal roof flashing and steel roof flashing are detailed to stand up to high wind and salt spray.
Our approachWe match the panel profile, gauge, fasteners and finish to your exposure. Waterfront homes get corrosion-resistant components and finishes, and every metal system is installed with its approved uplift attachment schedule.
In Stuart, FLMetal is a strong choice on Hutchinson Island, Sewall's Point, Jensen Beach and Rocky Point, where homeowners want wind resistance and long life. It also makes sense for manufactured homes in White City and River Park that need a roof-over.
Best for: Homeowners who want long-term wind performance, waterfront properties, and anyone weighing metal's insurance advantages.
Roof Repair, Roof Patching & Roof Damage Repair
Targeted repairs for missing shingles, cracked tile, lifted metal, failed pipe boots and wind or impact damage, so a sound roof keeps protecting the house.
Our approachWe find the actual source of the problem, not just where the drip shows up, then match materials and document the repair with photos. If a roof is too far gone to repair, we'll tell you.
In Stuart, FLPost-storm repairs after afternoon squalls and tropical systems. Since the 2022 reform, roofs built to the 2007 FBC or later can often be repaired instead of replaced.
Best for: Roofs with localized damage and plenty of service life left.
Roof Leak Detection & Repair and Skylight Leak Repair
We trace leaks back to their real source, whether that's flashing, valleys, penetrations, skylights, lanai tie-ins or failed underlayment, and fix that source permanently.
Our approachAttic inspection, water testing and a close look at transitions and penetrations. Skylights get new flashing kits or curb resealing as needed.
In Stuart, FLMany Stuart leaks only show up in wind-driven rain, so we look at how storms actually hit your roof slopes.
Best for: Recurring stains, leaks with no obvious cause, and leaking skylights.
Tile, Slate, Cedar Shake & Copper Roofing
Installation and repair of concrete and clay tile, slate, cedar shake and copper roofing, including tile lift-and-relay with new underlayment.
Our approachWe use foam-adhesive or mechanical tile attachment as the approved system requires, reuse sound tile where we can, and source HOA-approved profiles and colors.
In Stuart, FLCommon in Palm City golf communities, St. Lucie West, Hobe Sound and Sewall's Point estates, where architectural review and curb appeal matter.
Best for: Upscale homes, HOA communities and homeowners who want a premium roof that lasts.
Asphalt Shingle Roofing: Architectural Shingles, 3-Tab Shingle Roofing & Roof Shingle Repair
Installation and repair of architectural and 3-tab asphalt shingle roofs, plus spot repairs on shingle roofs.
Our approachHigh-wind-rated, algae-resistant shingles, with starter strips and edge fastening that meet uplift requirements, over a secondary water barrier.
In Stuart, FLThe most affordable re-roof option for Port St. Lucie, Rio and North River Shores ranches that need to satisfy an insurer quickly.
Best for: Budget-conscious homeowners and insurance-driven replacements.
Flat & Commercial Roofing: TPO, EPDM, Flat Roof Repair & Replacement
Commercial roofing and low-slope systems for condos, offices, retail, porches and lanais, including TPO, EPDM rubber roofing, and flat roof repair and replacement.
Our approachDrainage evaluation, membrane selection, heat-welded or adhered seams, and detailed work at curbs, parapets and wall transitions.
In Stuart, FLBuilt for Hutchinson Island condo buildings, Stuart commercial properties and lanai roofs where water ponds after heavy rain.
Best for: Property managers, condo associations, business owners and homes with flat sections.
Roof Restoration, Waterproofing, Coating Application & Maintenance
Roof coating application, waterproofing, restoration and scheduled maintenance that extend the life of a roof that's still sound.
Our approachCleaning, repairing seams and flashing, and applying elastomeric or silicone coatings suited to UV and ponding conditions.
In Stuart, FLGood for seasonal owners who need checks before and after storms, and for flat roofs that aren't ready for full replacement yet.
Best for: Roofs that are aging but still structurally sound, and owners planning ahead.
Roof Flashing: Chimney, Drip Edge, Metal & Steel Roof Flashing
New or replacement flashing at walls, chimneys, valleys, eaves and penetrations, including drip edge flashing and flashing for metal and steel roofs.
Our approachStainless or aluminum components near salt water, properly lapped counterflashing at stucco walls, and sealants rated for heat and UV.
In Stuart, FLFlashing where the roof meets a stucco wall is one of the most common leak points on Treasure Coast CBS homes.
Best for: Leaks at walls, chimneys and roof edges, and corroded coastal flashing.
Roof Inspection, Ventilation, Soffit & Fascia
Detailed roof inspections, roof ventilation installation, and soffit and fascia installation that protect the roof edges and the attic.
Our approachPhoto-documented inspections, balanced intake and exhaust ventilation, and rot-resistant fascia and vented soffit.
In Stuart, FLInspections help with insurance renewals and home sales. Ventilation cuts attic heat during 90°F summers.
Best for: Buyers, sellers, insurance renewals and hot or humid attics.
Emergency Roof Repair & Emergency Roof Tarping
Fast tarping and temporary dry-in after storm damage, falling limbs or sudden leaks to stop interior water damage.
Our approachSecured tarps, photo documentation, then a permanent repair plan. We never offer incentives to file a claim or waive deductibles.
In Stuart, FLEvery hurricane threat brings a rush of demand. As a local team, we're still here after the storm chasers leave.
Best for: Active leaks, storm damage and absentee owners who need a quick response.
Leak-Free Skylight Installation & Repair in Stuart, FL
In Stuart, FL, a skylight takes the same punishment as the rest of the roof: high UV all year, almost daily afternoon downpours from May to October, and hurricane-season winds that push rain sideways under flashing. Most skylight leaks around here start with cracked sealant, worn curb flashing or underlayment that broke down around the opening, and the glass itself is usually fine. Martin Roofing Solutions handles skylights as part of the roof system. We inspect the curb, flashing and surrounding roofing, which may be shingle, concrete or clay tile, metal, or low-slope. Then we repair, reflash or replace the unit so it ties back into the roof correctly. We work on CBS ranches in Port Salerno, tile-roof homes in Palm City and coastal properties in Jensen Beach and Hobe Sound. We choose products with the Florida Product Approval required for your wind zone, and we pull the permit when the work needs one.
- Diagnosing skylight leaks at the curb, flashing, sealant and surrounding underlayment
- Reflashing and resealing existing skylights on shingle, tile, metal and low-slope roofs
- Replacing old or failing skylights with units that hold Florida Product Approval for local wind zones
- Removing skylights or replacing them during a re-roof so the opening ties into the new secondary water barrier
- Permitting through the correct local authority, such as Martin County, the City of Stuart or Port St. Lucie
Dependable Roof Waterproofing Services in Stuart, FL
Stuart, FL gets roughly 55–62 inches of rain a year. Most of it falls in short, intense summer storms, and on low-lying ground near the St. Lucie River and Indian River Lagoon a small roof leak can quickly become interior water damage. Problems usually start in the same few places: flat roofs on lanais and porches, the joints where screen enclosures meet the main roof, flashing along stucco walls, and underlayment wearing out under 1990s and 2000s tile. Martin Roofing Solutions tracks down where the water is getting in and seals it with methods suited to the roof. For flat and low-slope areas, including Hutchinson Island condos and commercial buildings, that can mean TPO, modified bitumen or roof coatings. For steep-slope re-roofs, we add secondary water barriers and repair the flashing properly. Salt air on the coast in Jensen Beach and Sewall's Point breaks down metal and sealants faster, so we use materials that hold up there.
- TPO, modified bitumen and coating systems for flat and low-slope roofs, porches and lanais
- Secondary water barrier installation during re-roofs, as the Florida Building Code requires
- Flashing repair where stucco walls and pool screen enclosures meet the roof
- Replacing underlayment beneath aging concrete and clay tile roofs
- Leak tracing and sealing at penetrations, pipe boots and HVAC curbs on homes and commercial buildings
How Our Roofing Process Works
Roofing projects here involve weather windows, permits, HOAs and sometimes insurers. This is how we keep things on track, from the first visit to the final inspection.
Inspection & Documentation
- Roof surface, flashing and penetration check
- Attic inspection for leaks, ventilation and deck condition
- Photo documentation you can share with your insurer
- Remote photo reports for seasonal owners
Local note: We check how close the home is to salt water and its construction era (pre- or post-2002 code).
Clear Recommendation & Written Estimate
- Repair vs. replacement recommendation with reasons
- Material options compared: shingle, tile, metal, flat
- Itemized pricing, including likely code upgrades
- Upfront explanation of possible hidden-damage costs
- Financing options reviewed
Local note: Rotted decking and failed tile underlayment often aren't visible until tear-off, so we explain unit pricing for those up front.
HOA Approval & Permitting
- HOA architectural review paperwork when needed
- Permit application with the correct authority
- Florida Product Approval documentation
- Material ordering and scheduling
Local note: Depending on the address, that means Martin County, City of Stuart, Sewall's Point, Jupiter Island, St. Lucie County or City of Port St. Lucie.
Installation with Daily Dry-In
- Property protection and controlled tear-off
- Deck repair and re-nailing to current standards
- Secondary water barrier and underlayment
- Roof covering, flashing and ventilation installed
- Daily dry-in and site cleanup
Local note: In the wet season we tear off only what can be dried in before afternoon storms roll in.
Inspections, Walkthrough & Closeout
- Sheathing/dry-in and final municipal inspections
- Magnetic nail sweep and debris removal
- Walkthrough with before-and-after photos
- Warranty and permit paperwork handed over
Local note: Your closeout documents can support a wind mitigation inspection for possible premium discounts.
Why Treasure Coast Property Owners Choose Martin Roofing Solutions
We're Based in Stuart and Know These Roofs
We work on Treasure Coast roofs every day: CBS ranches with toe-nailed trusses, 1990s tile over worn-out felt, salt-pitted flashing in Rocky Point, condo roofs on Hutchinson Island. That experience helps us pinpoint the real cause of a problem faster and recommend systems that hold up in Stuart's heat, rain and wind. We also know which jurisdiction handles your permit, what your HOA's review board usually wants, and how wet-season storms affect scheduling. And when a storm passes, we're still here to stand behind the work.
Bonded and Insured, So You're Protected
Martin Roofing Solutions is bonded and insured. That protects you, your property and our crew if something unexpected happens on the job. After every storm, out-of-area contractors knock on doors around Stuart and Port St. Lucie. Before you hire anyone, including us, ask for proof of insurance, confirm the contractor's Florida licensing through DBPR, and make sure a permit will be pulled. We're glad to provide our documentation, and we follow Florida's rules on storm solicitation and claims, which means no deductible waivers and no incentives to file.
Every Major Roof System, Under One Roof
Some contractors only do shingles. We install and repair asphalt, concrete and clay tile, standing-seam and 5V metal, slate, cedar shake, copper, TPO, EPDM and roof coatings. That lets us compare your options honestly. Maybe it's a shingle re-roof that satisfies your insurer for the least money, maybe it's tile that matches your Palm City HOA, or maybe it's metal for better wind performance on the water. You get a recommendation based on your home, your budget and how long you plan to stay, not on what one crew knows how to install.
Code-Aware Work That Helps With Insurance
Florida's re-roof rules can be complicated. Older homes often need deck re-nailing, a secondary water barrier, and sometimes roof-to-wall connection upgrades. We plan for these from the start, so they don't turn into surprise change orders halfway through the job. We use Florida Product Approved materials rated for your wind zone and document the work, which helps when you schedule a wind mitigation inspection that may earn premium discounts. For homeowners facing a roof-age non-renewal, that paperwork can make a real difference.
Upfront About Hidden Damage
On older Treasure Coast homes, rotted deck boards and failed underlayment often don't show up until the old roof comes off. Instead of lowballing and hitting you with change orders later, we explain the likely risks during the estimate, give you unit pricing for things like deck replacement, and photograph anything we find before we fix it. You'll know where your money is going and why. Clear communication matters even more when you're spending the summer up north.
Financing That Fits Real Budgets
A new roof is a big expense, and it often comes up suddenly because of an insurance letter or storm damage. We offer financing so you can get the roof you need without waiting until it fails. That helps young families in Port St. Lucie with a re-roof deadline, retirees in Port Salerno or Rio on fixed incomes, and homeowners who'd rather spread the cost of a long-lasting metal or tile roof over time. We'll go over the options during your estimate.
Fast Help When Storms Hit
When a tropical storm passes or a summer squall drops a limb on your roof, you need someone who'll answer and show up. We offer emergency tarping and leak repair to stop interior damage quickly, then document everything for your records and your insurer. Seasonal owners can count on us for storm checks and photo updates while they're away. Because we work within a 20-mile radius of Stuart, we can get to properties quickly once it's safe.
A Stuart Roofing Contractor You Can Verify
Homeowners, property managers and businesses across the Treasure Coast count on Martin Roofing Solutions for honest inspections, code-aware work and clear communication from the estimate to the final inspection.
Bonded • Insured • Financing available
Areas We Serve Around Stuart and the Treasure Coast
Martin Roofing Solutions serves homes and businesses within about 20 miles of Stuart. Each community has its own building stock, HOA rules and storm exposure, from waterfront estates to 1970s ranches, and we plan every job around them.
Stuart & Waterfront Martin County
Palm City, Hobe Sound & South Martin County
Port St. Lucie & St. Lucie County
We serve properties within about 20 miles of our Stuart base. If you're not sure your address is covered, contact us and we'll let you know right away. Not sure if we cover your area? Call (772) 492-4465.
How Much Does a Roof Cost in Stuart, FL?
Roofing costs on the Treasure Coast depend on the material, the roof's size and complexity, code upgrades and how close you are to the water. The ranges below are typical for the local market. Your written estimate will reflect your actual roof.
Roofing Material Primary Factor
Material choice drives cost more than anything else. Architectural shingles are the most affordable option for a re-roof. Concrete tile costs noticeably more, and standing-seam metal and clay tile sit at the high end. The cheapest roof isn't always the best value, though. Tile and metal last much longer in Stuart's heat and wind, and metal may help with insurability. We'll compare cost per year of expected life so you can make an informed choice.
Roof Size, Pitch & Complexity Primary Factor
Roofs are priced by the square (100 square feet). A simple single-story hip roof on a Port St. Lucie ranch costs far less per square than a steep, multi-level roof with valleys, dormers, skylights and lanai tie-ins like the ones on many Sewall's Point and Palm City homes. Every extra penetration and transition takes more labor and flashing. Two-story access and limited staging space on waterfront lots can add cost too.
Code Upgrades & Deck Condition Major Factor
Homes built before 2002 often need deck re-nailing, a secondary water barrier and sometimes roof-to-wall connection upgrades when they're re-roofed. Rotted plywood or plank decking has to be replaced once the old roof comes off, and that's common on older homes and under tile with failed underlayment. We give unit pricing for deck replacement up front so there are no surprises. These upgrades can also help with wind mitigation credits.
Coastal Exposure Secondary Factor
Homes on Hutchinson Island, in Sewall's Point, Rocky Point and Jensen Beach, and along the lagoon need stainless or aluminum flashing, corrosion-resistant fasteners and finishes rated for salt air. These components cost more than standard galvanized parts, but they keep the roof from failing early. Skipping them to save money usually leads to rust-through and leaks within a few years.
Permits, HOA & Jurisdiction Secondary Factor
Permit fees and requirements vary between Martin County, the City of Stuart, Sewall's Point, Jupiter Island, St. Lucie County and Port St. Lucie. HOA communities may require specific tile profiles, colors or metal finishes that cost more than standard options. These costs are usually a small share of the total, but we include them in your estimate so you aren't surprised later.
| Typical project | Details | Estimated range |
|---|---|---|
| Leak repair or storm patch | Replace damaged shingles or a few cracked tiles, reseal a pipe boot or reflash a wall section on a typical Stuart home | $400 – $1,800 |
| Architectural shingle re-roof | Single-story Port St. Lucie or North River Shores CBS ranch, about 2,000 sq ft of roof, with secondary water barrier and deck re-nailing | $12,000 – $20,000 |
| Concrete tile re-roof or tile lift-and-relay | Palm City or St. Lucie West hip roof, about 2,500–3,000 sq ft, new underlayment, HOA-approved tile | $25,000 – $48,000 |
| Standing-seam metal roof | Waterfront Jensen Beach or Sewall's Point home, about 2,500 sq ft, coastal-rated panels and flashing | $30,000 – $60,000 |
Financing is available, so you can replace an aging or insurance-flagged roof now and pay for it over time. Ask about options during your estimate. A new code-compliant roof can help you keep your coverage, may qualify you for wind mitigation discounts, protects the interior from water damage and adds resale value. That's why a roof often pays off in ways a cheaper patch can't.
Recent roofing Projects in Stuart, FL
Roofing Questions from Stuart Homeowners
How much does a new roof cost in Stuart, FL?
For a typical 2,000-square-foot single-story home, an architectural shingle re-roof usually runs about $12,000–$20,000. Concrete tile often falls between $25,000 and $48,000, and standing-seam metal ranges from about $30,000 to $60,000 depending on size and complexity. Your actual price depends on the roof's pitch and layout, deck condition, required code upgrades like re-nailing and a secondary water barrier, coastal-grade components and HOA material requirements. We give you a written, itemized estimate after inspecting your roof, and we explain possible hidden-damage costs up front. Financing is available.
How long does a roof replacement take?
Most residential shingle and metal re-roofs take 2–5 working days on the roof itself. Tile, large custom homes and commercial roofs take longer. Getting started can add time: HOA architectural approval and permitting through Martin County, Stuart, Sewall's Point or Port St. Lucie often take 1–4 weeks. In the wet season, we tear off only what we can dry in before afternoon storms, which can stretch a job by a day or two but protects your home. We'll give you a realistic schedule before we start.
Do I need a permit to replace my roof in Martin or St. Lucie County?
Yes. A re-roof requires a permit from the authority that covers your address, which could be Martin County, the City of Stuart, Sewall's Point, Jupiter Island, St. Lucie County or the City of Port St. Lucie. The work must meet the current Florida Building Code and use Florida Product Approved materials, and it usually goes through a dry-in inspection and a final inspection. Be careful with any contractor who suggests skipping the permit. Unpermitted work can cause problems with insurance claims and when you sell. In HOA communities, you'll usually need architectural approval before the permit is issued.
My insurance company says my roof is too old. What should I do?
Act quickly, because non-renewal deadlines don't move. Start with a professional inspection. Sometimes repairs and documentation are enough to satisfy the carrier, and sometimes a replacement is the only option. Shingle roofs around 15 years old get the most scrutiny. If you do replace the roof, a code-compliant job with deck re-nailing and a secondary water barrier puts you in a good position for a wind mitigation inspection (form OIR-B1-1802), which may lower your premium. Ask us about financing if the timing is tight.
Should I choose shingle, tile or metal for my Stuart home?
It depends on your budget, how long you'll stay and how close you are to the water. Architectural shingles cost the least up front, but Florida's UV and wind shorten their life. Concrete tile lasts a long time and is often required by HOAs, but its underlayment typically needs replacing at 20–25 years. Standing-seam and 5V metal roofs resist wind well, last a long time and may help with insurability. On waterfront homes, they need coastal-rated finishes. We'll compare these options for your specific home.
How can I keep my roof from failing early in this climate?
Have your roof inspected at least once a year and after any major storm. Keep gutters clear so water doesn't back up into the fascia, trim back branches that scrape the roof or drop debris, and fix small problems like cracked pipe boots or loose flashing before they turn into leaks. Clean algae gently, because pressure washing can strip granules or crack tile. In salt-air areas, check flashing and fasteners for rust. Good attic ventilation also cuts heat and moisture that break down underlayment.
When should I call for an emergency roof repair?
Call right away if water is coming into the house, if you see exposed decking or missing sections of roofing after a storm, or if a tree or limb has hit the roof. A tarp installed quickly can prevent thousands of dollars in drywall, insulation and mold damage, especially with daily afternoon storms in the summer. Don't go on the roof yourself during or right after a storm. If you're out of town, we can check the property and send photos.
How do I avoid storm-chaser roofing scams?
Hire a local contractor you can verify. Confirm Florida licensing through DBPR, ask for proof of insurance, and make sure a permit will be pulled. Florida law bans contractors from offering incentives to file a claim or from waiving your deductible, and assignment of benefits is banned for residential policies issued since January 2023. Be cautious with anyone who knocks on your door right after a storm and pushes you to sign that day. Martin Roofing Solutions is based in Stuart, bonded and insured, and we'll still be here long after the storm.
Serving Stuart, FL & Nearby
Schedule Your Stuart Roof Inspection Today
Whether it's an insurance deadline, a new ceiling stain or a 20-year-old tile roof you're worried about, the sooner you know where your roof stands, the more options you have. We'll give you a clear answer with no pressure.
- ✓Thorough roof and attic inspection with photo documentation
- ✓Honest repair-vs-replace recommendation
- ✓Written, itemized estimate with code upgrades included
- ✓Help with HOA approvals and permit applications
- ✓Materials suited to coastal wind, heat and salt air
- ✓Bonded and insured crews
- ✓Financing available for repairs and replacements
⚡ Active leak or storm damage? Call us for emergency tarping and repairs to protect your home from further water damage.
Bonded • Insured